Idaho Statutes

                                  TITLE  45
                         LIENS, MORTGAGES AND PLEDGES
                                  CHAPTER 16
                     CONSUMER FORECLOSURE PROTECTION ACT
    45-1601.  LEGISLATIVE FINDINGS. The legislature finds that some persons
and businesses are engaging in patterns of conduct that defraud innocent
homeowners of their title, equity interest, or other value in residential
dwellings under the guise of stopping or postponing a foreclosure sale. The
legislature also finds this activity to be contrary to the public policy of
this state and therefore establishes notice requirements governing contracts
or agreements entered into during the foreclosure period. The legislature
further finds that the provisions of this chapter shall be construed in such a
manner that it does not inhibit transactions with legitimate lenders and
investors.

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