Idaho Statutes

                                  TITLE  45
                         LIENS, MORTGAGES AND PLEDGES
                                  CHAPTER 16
                     CONSUMER FORECLOSURE PROTECTION ACT
    45-1604.  EXCLUSIONS. The provisions of this chapter shall not apply to:
    (1)  Regulated lenders, as defined in section 28-41-301(37), Idaho Code;
    (2)  Any person licensed or chartered under the laws of any state or of
the United States as a bank, trust company, savings and loan association,
credit union, or industrial loan company. The terms "bank," "trust company,"
"savings and loan association," "credit union" and "industrial loan company"
shall include affiliates or wholly-owned subsidiaries of such organizations,
provided that the affiliate or subsidiary is regularly examined by the
chartering state or federal agency for consumer compliance purposes;
    (3)  Mortgage lenders and mortgage brokers licensed under the Idaho
residential mortgage practices act, sections 26-3101 et seq., Idaho Code;
    (4)  Employees and agents of the organizations specified in subsections
(1), (2) and (3) of this section, when acting within the scope of such
employment or agency; and
    (5)  Family member or members of the owner or owners of record of any
interest in residential real property subject to foreclosure. For purposes of
this chapter, "family member or members" means a natural person or the spouse
of a natural person who is related to such owner or owners of record by blood,
adoption or marriage within the second degree of consanguinity or a grandchild
or the spouse of a grandchild.

The Idaho Code is made available on the Internet by the Idaho Legislature as a public service.  
This Internet version of the Idaho Code may not be used for commercial purposes, nor may this 
database be published or repackaged for commercial sale without express written permission.  

Available Reference: Search Instructions.

The Idaho Code is the property of the state of Idaho, and is copyrighted by Idaho law, I.C. § 9-350. According to Idaho law, any person who reproduces or distributes the Idaho Code for commercial purposes in violation of the provisions of this statute shall be deemed to be an infringer of the state of Idaho's copyright.